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Definitions of subprime:
adjective: Less than prime; inferior.
adjective: (US, banking, now worldwide) Designating a loan (typically at a greater than usual rate of interest) offered to a borrower who is not qualified for other loans (for example, because of a poor credit history).
adjective: (US, banking, dated) Designating a type of commercial lending rate, less than the prime rate, offered to desirable borrowers.